Tailored Financial Planning for the Pre-Retirement Stage
Individuals who are fully engaged in their work and family life will find our Pre-Retirement plan package invaluable. These years, typically ranging from age 45 to 65, often coincide with the highest earning potential. As such, it is essential to engage the expertise of skilled advisors who can provide comprehensive guidance. With an average 15-20 year gap until children become financially independent, we will equip clients with a checklist spanning the next decade and beyond, ensuring they can secure their retirement while navigating the final stages of parenting. Additionally, we will assist clients in centralizing all their accounts and financial documents within our eMoney software for ease and convenience.
Our Pre-Retirement package encompasses an initial face-to-face planning session, a personalized financial plan and checklist, and one year of ongoing follow-up services.
Package Fee: $1000
Package Services Include:
- Discussion of your financial priorities
- Statement of assets and liabilities
- Debt review
- Employee benefits review
- Emergency savings review
- Saving & spending analysis
- Major purchase review
- Healthcare review
- Income protection analysis
- Survivor needs analysis
- Life expectancy calculator
- Long-term care analysis
- Pre-retirement cash flow review
- Post-retirement cash flow review
- Review of retirement assets
- Investment allocation plan
- Income tax review
- Action checklist
Optional add-ons for this package:
- Education funding review (funding options, college expense report, gifting options): $300
- Estate planning review: $1,000
- Charitable gifting plan: $400
Our team of experienced advisors will closely collaborate with clients, either through in-person meetings or over the phone, to create a customized plan that is realistic and aligned with their specific needs and lifestyle. This comprehensive plan will clearly outline their financial goals and provide recommended strategies to achieve them. The plan will be provided to the client, allowing them to refer to it as needed while working towards their financial aspirations. As fiduciaries, we prioritize complete transparency and always uphold the responsibility to act in the best interest of our clients.
Whether you wish to purchase a plan for yourself or as a thoughtful gift for a family member or friend, we offer flexible options to accommodate your preferences.
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(303) 277-0605
8400 E. Prentice Ave.
Suite 800
Greenwood Village, CO 80111
© Colorado Financial Advisors 2015-2023. All rights reserved. Securities offered through The O.N. Equity Sales Company Member FINRA/SIPC, One Financial Way Cincinnati, Ohio 45242 (513) 794-6794. Investment Advisory Services offered through O.N. Investment Management Company. Insurance licenses in California, Colorado, Florida, Texas and Montana.